While chatting up Our Mother on the telephone, I entertained her with tales of the Lord & Master’s and my many fiduciary blunders – mortgage under water, interest-only payments on line of credit, foolishly sending Sassafrass to NYU – one of the top ten most expensive schools in the country – leaving us enslaved to one Miss Sallie Mae. You know, fun stuff designed to get her mind of being housebound, diabetic, and facing increasing dementia.
And, let’s not forget, Hot Pants & I shepherded Bob and Jeanne through their very own personal bankruptcy. It’s a toss-up whether the finest moment during that hoopla was (1) H.P. finally locating a folder marked “I.R.S.” inside of which she found not a single thing or (2) Daddy’s approach to the bench in court accompanying himself with a fart for each lurching step he took. As their lawyer said, “Well, this’ll be a first.”
She zeroed in on the solution immediately. ”You should write to Suze Orman. She can fix this.”
Oh, Mah, I wish it were true. Yet here I sit on another gorgeous spring day in San Francisco, doomed to be stuck in paradise. Until Wells Fargo repossesses.
So, here goes:
Dear Ms. Ormon:
My mother wants you to undo the craptastic financial dilemma in which I find myself. Please help.
Another Idiot Who Used Her Home Equity Like an ATM.
I can hear ol’ Suze lecturing me right now. “Use of your credit card – Denied. Using electricity and heat in “your” home – Denied. Eating – Denied.”